Post dating checks illegal
If you write a check with a date in the future written on it, so that the check cannot be cashed until the date on the check, then you have written a postdated check.
Unlike a normal check, a postdated check is not necessarily payable on demand.
And if that person agreed to accept the check as post dated then there is not illegal about it as long as the funds were there to cover it. Hi, My name is XXXXX XXXXX I'd be happy to answer your questions today. It is illegal to write a check knowing that you do not have funds available in the account to cover it - that's considered check fraud.
I told her as a bank rep she had the right to accept or deny the check based on the date even if it is before the post date BUT in no way could they have me arrested or was there anything illegal about a post dated check. I would like to find the laws regarding post dated checks? From a legal perspective, no one can "know" the future (no matter how sure you are that something will come to pass).
Processing 45,000,000 checks a day is tough enough, without looking at dates.
I pre-date checks all the time and the bank won't cash them until the said date, but that is in TX.
Don't know if it is legal or not, but then again...
A post-dated check is one which has a date after today's, so as not to be able to be cashed immediately.
A bank may in some cases pay a post-dated check before the date on the check unless the customer notifies the bank not to pay it.